Make a Plan for Spending and Saving

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​Chances are, unless you’re spending and saving deliberately, you’re not making financial progress. Making a plan for saving and spending, and then tracking your spending can help you identify small savings that can add up from month to month.​

Interactive Savings – Spending Plan Worksheet
Savings – Spending Plan Instructions

Track Your Spending Worksheet
Track Your Spending Instructions

Small Savings Chart

Just for fun…

How does your income compare with others in the U.S.? ​​