Make a Plan for Spending and Saving
Chances are, unless you’re spending and saving deliberately, you’re not making financial progress. Making a plan for saving and spending, and then tracking your spending can help you identify small savings that can add up from month to month.
Interactive Savings – Spending Plan Worksheet
Savings – Spending Plan Instructions
Track Your Spending Worksheet
Track Your Spending Instructions
Small Savings Chart
Just for fun…
How does your income compare with others in the U.S.?