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UT Institute of Agriculture > Family and Consumer Sciences >

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Make a PlanContacts:

Contact Your County Extension Office

Ann Berry, PhD, MBA, RFG
Dena Wise, PhD
Marci Hethmon, MS
Barb Metzger, MS

Ask an Expert​
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Page Content
Family and Consumer Sciences Logo 
Make a Plan for Spending and Saving

​Chances are, unless you’re spending and saving deliberately, you’re not making financial progress. Making a plan for saving and spending, and then tracking your spending can help you identify small savings that can add up from month to month.​

Interactive Savings – Spending Plan Worksheet
Savings – Spending Plan Instructions

Track Your Spending Worksheet
Track Your Spending Instructions

Small Savings Chart

Just for fun…

How does your income compare with others in the U.S.? ​​

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Partner Links

  • America Saves
  • CashCourse
  • Centers for Medicare & Medicaid Services
  • Federal Reserve Bank of Atlanta
  • Federal Reserve Bank of St. Louis
  • FINRA Investor Education Foundation
  • National Consumers League
  • NEFE High School Financial Program
  • Policy Institute for Family Impact Seminars
  • Tennessee Department of Financial Institutions
  • Tennessee Financial Literacy Commission
  • Tennessee Housing Development Agency
  • Tennessee Jump$tart Coalition
  • Tennessee Vulnerable Adult Coalition
  • U.S. Trustee’s Office
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Program Links

  • On My Own
  • LifeSmarts
  • LifeSkills
  • Tennessee Saves Piggy Bank Pageants
  • Love Your Money
  • Money Crunch
  • You’re Not Alone
  • Faith & Finance
  • Tennessee Saves
  • Tough Times, Tough Choices
  • Personal Finance Training for Teachers
  • Homebuyer Education
  • Bankruptcy Counseling & Debtor Education
  • Health Insurance Education
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Links You Can Trust

  • Apply for Social Security benefits
  • Calculate the cost of credit
  • Calculate return on savings and investments
  • Compare interest rates
  • Get free tax preparation help
  • Get tax forms and publications
  • Find a help agency in your community
  • Find help when you’re unemployed
  • Find housing assistance in Tennessee
  • Find Tennessee human services assistance programs
  • Foreclosure prevention counseling and assistance
  • Learn about your health insurance options
  • Put a freeze on your credit report
  • Receive your free credit report
  • See if you quality for the Earned Income Tax Credit
  • Sign up for the National Do Not Call Registry
  • Steps to take if your identity is stolen
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American Association of Family and Consumer Sciences​ ​​​​​​

The University of Tennessee Extension
Family and Consumer Sciences
2621 Morgan Circle, 121 Morgan Hall
Knoxville, TN 37996-4530
Phone: (865) 974-7384
Fax: (865) 974-1068

   American Association of Family and Consumer Sciences
   
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Real Life Solutions

The University of Tennessee Institute of Agriculture
Knoxville, TN 37996
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